Saturday, Feb. 28, 2004 - 1:31 a.m.
Cost of the War in Iraq
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Salty Dirt on Montreal Streets sucks RRSPs bigtime
Well, this started out as a not bad day, then got rather annoying and now is ok again.
Before I put up a page of photos that go with my recounting of my visit to San Fran last Thurs and Friday, I will put a few images from here in Montreal lately to give you an idea.
So there, that's the preamble to going to San Fran... what our streets look like. Not ice. Salt and dirt and salt and car exhaust oily shit.
As for my day, it was going well... I picked up my San Fran photos, and walked with my doggy to the bank for my 4pm appointment to put $$ into my registered retirement savings plan. I actually had an appointment for Wednesday, but I entirely forgot, with so much to do returning from San Fran Tues night. Oops!! After walking home, I tried calling the Fonds Action de Travailleurs Quebecois... it is another place where you buy stocks, as a Registered Retirement savings plan, and you get lots of money off your income tax. I do this every year at this time of year... last minute, since I get large lump sums from the publishers who are obliged to pay me for the previous year's royalties before the end of Feb. Ie I get checks on Feb 27, and then have to rush to put them into a tax-deductable savings plan before March 1. Urk.
Well, I ended up on three different lines, on hold "please hold, all our agents are busy, keep your calling priority" blah blah. While I waited, I tried to find out their closing time on their website. All I could find was info about "buy your savings stocks before May 31 2004" what the heck.
Finally I gave up with the phone thing, after 45 minutes, and took a taxi down, to see if they were open... it is a long horrid walk along a salty dusty (you get the pic now) 5 lane highway. I asked the taxi to wait... AAAGH!! Not only were they exceptionally closed at 5pm this year (usually they are open the last week before March 1 until 7 or 9pm, I couldnt remember which, thus the phone calls), but the guy who unlocked the door said they are done selling this year since Feb 19th... apparently the govt capped the # of bonds they could sell this year.
I said it wouldve been helpful to have that on their phone message, or on their website, as well as having their opening hours on those two places as well, cuz I'd been 45 minutes "on hold" on the phone from 5:15 to 6pm, AND looked at their website.
This is when things get REALLY annoying... he tells me that their phone message says they are closed, starting at 5pm. HAHAHAHA... why would I be on hold for 45 minutes (I hung up twice, trying their 1-800 #, and then their regular # each time I waited like 15 minutes) if I had gotten a "sorry we're closed" message. THEN he said "you want to know the opening times, someone else wants to know something else, and we cannot please everyone by putting messages for EVERYTHING". Geezus. You'd think that their opening hours, or the hours they staff their phones would be #1 important thing... not putting people on hold to "hold their calling priority" when they are 1) not open til Monday morning, and 2) they aren't even selling any more bonds this year anyways! Stupid asses.
And THEN he said the info is on the website. I looked when I came home, and it specifically says "hurry buy your bonds BEFORE MAY 31 as the govt has limited their #"... NOT "WE HAVE NO MORE BONDS TO SELL SINCE FEB 19, DONT BUG US"
Stupid Asses again. Now I will have to call my bank back and HOPE I can get another short appointment to put the rest of my savings $ into THEIR registered retirement plans, or I will lose it all to taxes, since it wont be tax deductable. shit shit shit.
So that was the reason I had a bad middle of the day. I spent $13 for a taxi to find out I cannot place my $ in a tax shelter, AND get told i am lying about the phone message, and the website, and unreasonable to want to know their opening hours. Duh. grr.
Now I am eating guacamole and chips with a corona and life is fine. yeah.
Forward and onward to next San Fran photo entry! tah!
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Goodbye Michael. May your next life be kinder to you. - Thursday, Jun. 25, 2009
*inspired by Chaosdaily